Home' Be : Be Issue 23 Contents Be: Thrifty
There’s never enough of it when you’re trying to
balance the student budget – but you don’t need
a degree in economics to apply a few easy cash-
saving tips! Mary Bolling looks everywhere
from behind the couch to the bottom of her
beer glass to find the best ways to pinch your
pennies at uni.
USE A DIARY
Sure your planner is full
of classes, assignments
due, work shifts,
dates... but what about
making a spending
schedule? If you’ve got
a diary full of crazy
days, you’re more likely
to succumb to buying
lunch – and whether
that’s at a café or from
the vending machine,
it’s not going to be
cheap! Plan ahead and
bring food from home.
And if a successful
day of submitting
assignments is likely to
end at the pub, organise
somewhere in advance,
and make sure it has
Average saving: Up
to $8 per meal, and $4
If style is your thing, and you need that retail
therapy fix – make it smart! You’ll get twice
the buzz if an outfit you had your eye on goes
on sale before you buy it. Or, get your fashion
ideas from the high street shops – then take
them to the thrift store! The growth of high-
turnover clothing means it’s easy to get as-new
pieces from op-shops while they’re in style, for a
fraction of the price.
Average saving: Depends on your shopping
Selling goods online has never been easier,
thanks to a huge range of online sellers.
While eBay takes time as you develop a seller
profile, free sites like Gumtree and Facebook
Classifieds pages can be used as a one-off, or
for ongoing sales. While going to second-hand
dealers like Cash Converters means you’ll get
the lowest possible price for unwanted goods,
online you’re more likely to find a buyer who
desperately wants your old clothes, furniture,
books or anything else!
Average saving: Space in your house and cash
in your pocket!
Keen to get a steady stream of student advice? The new CQUni #How2Uni blog is here to
answer your questions, solve your problems, and get you well on your way to that graduation
cap! Just visit www.cqunilife.com and stay up to date on all CQUni’s best tips and tricks!
KNOW YOUR CAMPUS
Whether it’s second-hand books, free student BBQs, or other
on-campus entertainment, there’s plenty of money-saving
reasons to get to know your CQUni community. As well as
noticeboards on campus, join the online UCROO forums,
and look for the CQUni student group on Facebook for your
region. There are great incentives for becoming a Student
Mentor or Student Ambassador. Finally, if you’re a familiar
face on campus, you’re more likely to hear about student
job opportunities, and can start making dollars instead of
Average saving: More an investment in potential!
DEAL ME IN!
While there’s no such thing as a free lunch
(except for CQUni campus BBQs!), there are
ways to cut the cost of eating out for hungry
students, too. Chain fast food joints like Guzman
Y Gomez, Grill’d, Nandos and others regularly
offer student discount deals, or free reward
programs that deliver free meals and upgrades.
And if you’re a familiar face at your local noodle
shop, ask for a student discount – chances are
they’ll give you one to keep you coming back.
Average saving: 10% of meal cost
BUG THE BANK
If you’re paying account-keeping fees,
you shouldn’t be! All of Australia’s major
banks waive savings account fees for
part-time and full-time students, so if
you’re being charged, let them know and
they’ll fix it! Also, plan ahead – getting
cash out of a non-bank ATM can cost you
up to $3, and that’s a happy hour beer if
you’re drinking at the right places!
Average saving: Up to $15 a month
CQUni has a huge range of scholarships,
ranging from $500 equity grants, to full
course fee scholarships worth up to $50,000
across your degree. There’s initiatives for
students from Indigenous and international
backgrounds, program-specific scholarships,
and funds for students taking on research
degrees. Head to cqu.edu.au/scholarships for
the full list – you’ve got to be in it to win it!
Average saving: If succe ssful, from $500
one-off to $50 000 across
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